The Basics of Filing Claims for Compensation for a Workplace Accident

Being at work brings with it a certain amount of risk, and we can’t deny this. Whether you are working in an office, in a laboratory, or on a construction site, an accident at the workplace can have a disastrous effect on both employers and employees.

If you are working in a corporate environment (e.g. an office), the risks are quite minimal. This is because offices are usually controlled environments which are not affected by external or outside factors such as the weather or climate, and the machinery found in an office is usually fixed, such as computers and printers. Office work also relies on a predictable pattern or routine – employees usually begin and leave at a fixed time. But although the risks of an accident in the office are relatively low, they are still there.


Some Causes of Accidents in the Workplace

As mentioned, the risk of workplace accidents in an office are not that high – but there may still be circumstances that can cause accidents in the workplace. Take office machinery, for instance – whilst this is often fixed, you can still be the victim of trips and falls due to connection cables and power lines. But there are other workplace accidents that can be less obvious as well, such as a bad or non-ergonomic chair which can cause back pain and damage to an employee, or a desk that does not offer the right support for the wrists or is too low, resulting in various medical conditions.

All employers are expected to make sure that their employees are taken care of. If the employer does not fulfill their duty, the worker can sue the employer for compensation and damages through a claim for personal injury. In addition to taking reasonable care of their staff, employers are also required to have Employers Liability insurance in place. This assures employees that they will receive compensation in case they bring a claim for an accident at work against their employer.

The Employer’s Responsibilities

First of all, employers should make sure that the working environment is safe for all their workers. This includes not having unsafe, damaged, or inadequate office equipment; not having a lack of equipment designed for safety; and not having working practices that are considered dangerous.

However, it is also important to note that the employer’s duty is simply to take ‘proper and reasonable care’ of their employees. Unless there is a specific rule that details the employer’s responsibilities to protect their workers in a specific instance, the employer is simply expected to take reasonable precautions and care. This also means that the employer is not required to make sure that their workers are never hurt or injured – it just means that the employer needs to take steps to choose the best workers for a particular job or project, for instance, and to protect those workers who may be at risk, or those who have particular health conditions such as epilepsy.

Employees also have to play their own part, especially when it comes to following rules and proper procedures that will ensure their protection from injury or harm.

If, however, despite the best precautionary measures, you are unfortunate enough to be a victim of a workplace accident, you have a right to claim accident at work compensation if you can prove that your employer made a breach in their reasonable duty. For expert help when it comes to workplace compensation, visit

Author: Richard Casteel

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Richard is the chief author of this blog. He worked as a financial advisor in money market form last 10 yrs. His financial sense in Share trading and any other trading is just outstanding. He just shares his knowledge and experience through this blog. You can contact him directly though

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